Payment Monitor
A transaction monitoring service by Curious Loop. We connect to bank accounts, watch for activity at prohibited merchants, and send SMS alerts so users and their advocates can act quickly.
How It Works
01
Link accounts
Securely connect bank accounts through Plaid. We never store your banking credentials.
02
Monitor transactions
Transactions are checked in real time against a configurable list of prohibited merchants and categories.
03
Receive alerts
When a flagged transaction is detected, SMS alerts are sent to the user and their designated advocates.
Key Features
- Real-time transaction monitoring via Plaid bank integrations
- SMS alerts delivered through Twilio when suspicious activity is detected
- Advocate system — trusted contacts can also receive alerts on a user's behalf
- Admin dashboard for managing prohibited merchants and user accounts
- Full transaction history with merchant details, categories, and MCC codes
SMS Alerts
Users opt in to SMS alerts during registration. Message frequency varies based on flagged transactions. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance.
Full SMS consent & disclosure →Contact
Questions? Reach us at contact@curiousloop.io